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Last Updated: July 27th, 2026

How Long Will My Injury Case Take to Settle?

by | Jul 26, 2026 | Personal Injury

Written by:

Jessica Lawson

Reviewed by:

Yulric Abercrombie

How long will my personal injury case take to settle in Florida

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Most Florida personal injury cases take between 6 months and 2 years to settle, depending on the severity of your injuries, how clear liability is, and how the right legal help can shape your outcome.

At Abercrombie, P.A., we handle personal injury in Winter Park, and we understand how frustrating it can be to wait. Our team fights for your recovery and keeps you informed at each step, from initial consultation to the final resolution of your case.

Want a realistic timeline for your personal injury case? Call us at (407) 329-9504 to schedule a Free Case Evaluation.

How Long Will My Case Take to Settle?

The most straightforward personal injury case takes somewhere between a few months and two years. Within 6 to 9 months is the average time for settlement if clear liability and minor injuries are present.

In cases of severe injuries, disputed fault, or multiple liable parties, personal injury cases may take more than a year to settle. The extension of time depends on the complexity of the legal proceedings and other factors specific to the case.

Which Factors Affect the Timeline?

Several variables influence how personal injury cases resolve. The most common factors affecting the timeline include:

  • Injury Severity – Some cases cannot settle until maximum compensation is determined. For instance, in a truck accident, injury severity may be high, and recovery may take longer, which can delay the case timeline.
  • Liability Disputes – When fault is contested, both parties must investigate the accident, collect evidence, and, in some cases, consult accident reconstruction experts. These additional steps can significantly extend the timeline.
  • Insurance Company Tactics – Insurance companies may delay, undervalue, or deny claims to reduce payouts. Responding to these tactics through negotiation or legal action often increases the time required to resolve a case.
  • Whether the Case Goes to Trial – While most Florida personal injury claims settle before trial, cases that proceed to litigation due to unsuccessful settlement negotiations can take several months or even years to reach a final resolution.

Florida Deadlines Influencing Your Timeline

These deadlines are known as the Statute of Limitations, which determines the maximum time in which you can file a lawsuit. The timeline for personal injury in Winter Haven can be calculated as follows:

  • If your accident occurred before March 24, 2023, you have 4 years from the date of the accident to file a lawsuit.
  • If your accident occurred on or after March 24, 2023, you have 2 years from the date of the accident to file a lawsuit.

For example, if your accident occurred on March 25, 2023, you would need to file your lawsuit by March 25, 2025. Filing even one day late — such as March 26, 2025 — would likely result in your case being dismissed for missing the statute of limitations. The sooner your case is properly evaluated and filed, the more time your attorney has to build the strongest possible claim.

Personal Injury Claim Length by Case Type

As with different personal injury cases, the length may differ as follows:

Case Type Case Length
Car Accident Typically 6 to 12 months, or may take longer
Pedestrian Accident Around 6 to 12 months
Truck Accident Typically 6 months to several years of litigation
Dog Bite Often likely to settle within a few months
Slip and Fall Typically 6 to 12 months, or may take longer

What Are the Different Stages of Personal Injury Cases?

There are several stages to building a personal injury lawsuit. In most cases, each stage is classified as follows:

Investigation and Medical Care

This happens right away after you’ve been injured. Your lawyer will collect evidence, such as police reports, witness statements, medical records, and video from any available surveillance cameras. At the same time, you will be receiving medical care. You mustn’t rush your treatment or settle your claim prematurely, since the extent of your injury might still be unknown at that point. Settling prematurely is probably the biggest mistake made by people who were injured.

Demand and Negotiation

Once you’ve received all necessary medical care or your condition has stabilized, your lawyer will send a demand letter to the at-fault party’s insurance carrier. Insurance carriers have 30 days to respond to the demand letter, after which negotiations follow. Many cases are settled through negotiation without filing a lawsuit — almost all personal injury cases in Florida are settled out of court.

Lawsuit

In cases where negotiations fail to reach a fair settlement, the next step is to file a lawsuit. In this phase, the process moves into discovery, during which evidence is exchanged and both sides take depositions. Then comes mediation, giving both sides another chance to settle before trial. Cases that go to trial take the longest to resolve; however, hiring an experienced lawyer who prepares every case for trial can lead to more favorable outcomes in negotiations. We have a track record of successes that prove this point.

Contact Abercrombie, P.A. to Keep Your Case Moving

At Abercrombie, P.A., we know that time matters, and resolving your case as quickly as possible can have physical, emotional, and financial benefits. Our personal injury lawyer in Winter Haven is experienced in minimizing delays and maintaining momentum to achieve the best possible outcomes as efficiently as possible.

Our legal team works on a contingency basis, which means you only pay once we win your case. Fee details will be discussed with you during your consultation.

Frequently Asked Questions

If you do not seek treatment within 14 days of your accident, you may fail to receive Florida’s Personal Injury Protection (PIP) benefits. However, a negligence claim can still be pursued against the at-fault party for damages such as medical expenses, pain and suffering, and lost wages.
Most personal injury cases in Florida settle before going to trial. At Abercrombie, P.A., we prepare every file so that, even if it goes to court, it can be handled accordingly.
The defendant generally has 20 days to answer after being served with your complaint to file an official answer. This stage marks the beginning of the litigation, after which discovery and mediation usually follow.
Yes, a personal injury claim can be settled even when your treatment has not been completed. However, waiting until your prognosis or Maximum Medical Improvement (MMI) is reached may be more appropriate. Prematurely settling a claim means receiving inadequate compensation for any medical costs in the future. Abercrombie, P.A. can determine if settling is advisable based on the status of your treatment and evidence at hand.

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